Personal Financial Planning with Quadrant Financial Services (2012) Ltd

Investing for income

Income-generating funds are designed to provide regular income, either on a monthly or quarterly basis. If the income generated by your investment is important for paying your bills and maintaining your lifestyle, you can understand why income-generating funds put a special focus on security and consistency of returns.

Recommended investment products

Investment funds that aim to generate income invest in cash, corporate, government or municipal bonds, and/or mortgage-backed securities. Share prices of income funds are not fixed; they tend to fall when interest rates are rising and to increase when interest rates are falling.

Investing to reach a goal

A savings goal could be anything from getting the deposit on your first house to taking a year off work to travel.  Whatever your plans, you'll achieve your goal faster by investing in the right portfolio.

Are you on track to achieve your ‘some day’ goals? Ambitions like the renovating your home, education, travel, or a special dream can all benefit from a savings plan. With a targeted investment plan, you could be on your way to achieving these goals.

It takes more than luck to get what you want out of life. With a good financial plan, you can set aside some of todays income for the things you will want and need in the future.

Investing for growth

Investing for growth is all about increasing the value of your investment over time.  You can have a growth portfolio designed just for you.

Planning for your retirement

Think about the lifestyle you want in your later years, then start making plans now.  As well as KiwiSaver, there are other retirement savings options that could give you accesss to your nest egg at an earlier age.

What is a managed fund?

Managed funds allow you to pool your money with money from other investors, so that you can invest in assests that might otherwise be out of your reach.  Managed funds invest in a variety of assets including shares, property and fixed interest or a combination of these.  The funds are looked after by professional fund managers.  All managed funds have an investment statement which allows you to see where your money will be invested.

If you would like to review your investments, talk to your personal financial planning consultant by calling us in Christchurch (NZ) today on 03-348-0745 or contact us online.