Life Cover Personal & Business

Imagine being able to monitor your financial life from a single platform - including your KiwiSaver scheme, Super-Super, bank accounts, savings, debts, shares, property and other investments.

If you want to make sure you’re getting value from your insurance, why not take a closer look? Here are some suggestions for managing the cost of your cover.

Who said financial skills are just for grown-ups? Teaching kids about money provides them with a toolbox that will be incredibly useful through life in making confident and informed decisions in the future.

And its importance goes well beyond money itself. It can be the foundation upon which key skill sets are built, such as ethics, empathy, organisation, time and risk management. Of course, the style and approach is personal to every parent, but if you’re not sure where to start, check out these handy tips.

When life throws a curve ball or two and you need to claim on your insurance, having the knowledge, expertise and guidance of your insurance adviser makes all the difference.

It’s your adviser’s job to guide you through the process; to help you understand what you can claim; to represent your interests with the insurance company; to make sense of the various forms and process. Ultimately, they’re there to make claim time as stress-free as possible and to help you receive your pay-out in a timely manner.

However, if you have only basic life cover, you are leaving yourself uninsured for other events that could be just as devastating to your family financially. 

For example, what if you were to suffer a stroke, heart attack or cancer, and survive - but not be able to work ever again?

Quadrant has a whole range of insurance products designed to alleviate the financial stress on you and your family. We all need to reconsider our insurance needs from time to time, especially at pivotal times in our lives, such as marriage, starting a family, buying a house or becoming self-employed.

It's also important to take account of the escalating costs of medical treatment and rehabilitation, and the amount you might realistically need to properly recover from serious illness or injury, and provide for your family.

Consider the following types of insurance cover available to you:

without having to worry about the consequences of illness, injury or death. Loss of a key person – permanently or temporarily – could have a dramatic effect on your business. Insurance is your back-up plan

Most businesses take steps to protect the obvious, such as plant and office equipment, but the productivity of your people is the most valuable asset of all. We can help you to look after your business when illness and disability cause disruptions.

If you had an accident or illness that affected your ability to earn, what would happen to your partner, children, home and lifestyle?